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Judd DeRario, a seasoned New York City mortgage professional works efficiently and effectively with Susan and her team. A great team is an integral aspect of the purchase process. Not only is Judd dedicated to the needs of Susan's clients, but also to her commitment to all things Green. The following are ways that we have succeeded in making your loan have less of an impact on the environment:
- Reduced Paper Processing - from the application (sent via email as a PDF file) to your documents
(we encourage you to send them to us via fax so that they are converted to an electronic file
immediately).
- Electronic Delivery to Lenders - we favor working with the lenders that permit us to upload
documents rather than send them via overnight delivery. This means fewer overnights, and better yet, quicker transfer to the lenders.
- $150 Rebate to your favorite local Green vendor!
I look forward to assisting you throughout the purchase process. Good Luck!
A bit more about working with a mortgage broker:
Why work with a mortgage broker?
In a market where houses may sell for more than the asking price and qualifying for a loan can be challenging, it pays to have an expert on one’s side. There is a loan for everyone and the right mortgage broker knows how to find it.
A mortgage broker will spend the time and energy seeking out the best mortgage for the client by contacting a wide spectrum of lenders, obtaining information about interest rates, fees and closing costs, and comparing available loans. Instead of being limited to the programs that a bank may offer--which may not be the best "fit" for the client’s needs--a mortgage broker has access to a veritable smorgasbord of loan programs. And a mortgage broker, the "travel agent for mortgages", is compensated by the lender...not the client.
A mortgage broker offers the only lending relationship where the client has representation throughout the loan process...from pre-qualification to closing.
The mortgage broker is "the borrower’s advocate". If a client’s particular financial situation doesn’t fit the parameters of the traditional lenders and (s)he is more difficult to qualify, a mortgage broker has the ability to "shop" around for the right financing.
Additionally, some people may want more flexibility in the amount they borrow than what is offered to them by their bank. A mortgage broker is able to find them a lender who will, for example, lend them money with a lower down payment than their own bank may require. And the mortgage broker takes care of all the negotiating for them.
In short, working with a mortgage broker saves time, energy, and money, bringing peace of mind during a process that can often be complex and stressful. |
